Who Needs Liquor Liability Insurance?
If you’re a retail business establishment that serves alcoholic beverages, such as beer, wine, liquor, cocktails, and other beverages such as mineral water and soft drinks mixed with alcohol for consumption on the premises, you should hold liquor liability insurance and you may need an alcohol tax bond.
Occupations We Insure
Many Bars and food-related businesses should have some type of liquor liability or bar insurance to stay protected. Examples of the different types of insurance we offer to liquor serving include
✔ Bar Insurance
✔ Café Insurance
✔ Club Insurance
✔ Saloon Insurance
✔ Diner Insurance
✔ Fast Food Insurance
✔ Host Liquor Liability
✔ Pub Insurance
✔ Liquor Store Insurance
✔ Cafeteria Insurance
✔ Deli Insurance
✔ Pizza Liquor Liability Insurance
✔ Event Insurance
✔ Wedding Liquore Insurance
✔ Winery Insurance
✔ Catering Insurance
✔ Food Delivery Insurance
✔ Lounge Insurance
General Liability Insurance
General liability insurance, or GL, is a fundamental part of Liquor Liability insurance. It could provide protection against lawsuits and other financial liabilities that result from things like accidents or other mishaps.
Liquor & Alcohol Bonds
Liquor & Alcohol Tax bonds are for payment of fees or taxes charged by the state, county or local legislation for the warehousing manufacturing or sale of liquor and/or other alcoholic beverages. A surety bond is a financial agreement that protects the obligee, which would be the government entity that is requesting the bond.
They are also known as Alcohol Ordinance Tax Bonds, Beverage Tax Bond, Brewer’s Bond, Distilled Spirits License, Liquor License Bond, Malt Beverage License Bond, and Wine Bond.
Host Liquor Liability
Liability for physical injury damage to property as a result of the serving or distribution of alcoholic beverages by a group not as a source of direct profit through sales. Typical General Liability Policies can have host liquor liability exposures insured under them. This is perfect for people or companies that work or manage parties weddings and events.
Workers Compensation Insurance
Workers’ compensation insurance could help cover the medical costs and a portion of lost wages for an employee who becomes ill or injured during work.
Business Owners Insurance
A Business Owners Policy (BOP) could provide various protections for Liquor & Bars including general liability insurance, property insurance, loss of income coverage and more.
States We Insure
✔ Alabama ✔ Arizona ✔ California ✔ Colorado ✔ Florida ✔ Georgia ✔ Illinois ✔ Indiana
✔ Kentucky ✔ Louisiana ✔ Mississippi ✔ Nevada ✔ New Jersey ✔ New York ✔ North Carolina
✔ Pennsylvania ✔ Tennessee ✔ Texas ✔ Utah ✔ Virginia ✔ West Virginia
We Work With More Than 60 Insurance Carriers Including:
Have Any Questions or Need Advice? Talk to a licensed Agent Free of Charge.
We are a different kind of insurance agency. We help you find answers.
The Key to Affordable Liquor Liability Insurance
We represent dozens of insurance companies with trustworthy brands you know. Our Licensed and accredited agents will guide you to a Liquor Liability Insurance Policy that fits your needs. We will show you your local tailored options without bias. All you have to do is sit back and enjoy the savings.
How Do We Provide the Best Liquor Liability Insurance Prices?
It’s actually quite simple. Our agents are “Non-Captive” which means that, unlike other agents who can only offer policies form one company, we can get you quotes and policies from multiple carriers and multiple insurance companies. That is how we can vow to keep your best interest in mind!