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Insurance Services

Available Insurance and Coverage Types
Business Insurance Services

Insurance Guys Insurance Services, Inc. is a privately held, full-service insurance brokerage founded in 1990 based in beautiful Santa Barbara, California.  As your partner, we work with you to design and implement a custom-tailored programs that can incorporate traditional insurance coverages, alternative risk financing techniques or any possible combination of the products and services we have to offer.

We do insurance right!

We have a diverse clientele that consists of small one-man/one-woman operations all the way up to large corporations.  These clients include local, regional, national and international organizations.

We continually build on our strong relationships and negotiate with a large number of insurance companies to provide you options for comprehensive insurance at highly competitive premiums.  Insurance Guys Insurance Services, Inc. is large enough to effectively negotiate and deliver programs to all size organizations while being small enough to provide a personal touch. Our staff is made up of highly trained professionals with extensive experience who are dedicated to delivering world class customer support

Whether you operate in one state, one country or around the world, or just need your small business covered , Insurance Guys can help you minimize the cost of risk and maximize protection so you can focus on growing your business.

Selecting the ideal business insurance policy can be an overwhelming process for any organization. Insurance Guys Insurance Services brokers are well trained and will walk you through the process of selecting business insurance. Each state presents unique risk factors for regional businesses, so we will help determine your ideal commercial insurance package.

There are many facets to a business, Insurance Guys Insurance Services, Inc. is dedicated to providing you with a way to safeguard all subsets of your organization. Our wide range of coverage can be customized into an unparalleled business insurance package.

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We Do Insurance Right!

Commercial General Liability (CGL)

Protection from legal suits and other financial responsibilities resulting from hazardous occurrences.

More on Commercial General Liability

Workers Compensation (WC)

Covers partial or complete medical expenses resulting from a work place injury

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Umbrella Liability/Excess Insurance

Provides additional coverage above your standard policies

More on Umbrella Liability Insurance

Builders Risk

Protects structures and materials during new construction projects or renovations

More on Builders Risk Insurance

Employers Liability

Protection for the employer in cases where an employee or ex-employee sues due to employer negligence

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Inland Marine

Coverage for property that is not stationary from one location to another

More on Inland Marine Insurance

Contractor Default Insurance

Protects a contractor against a sub-contractor defaulting on their work

More on Contractor Default Insurance Insurance

Contractors Pollution Liability (CPL)

Protects against pollution and environmental damages and cleanup caused by a contractor or sub-contractor’s work

More on Contractors Pollution Liability Insurance

Have Any Questions or Need Advice? Talk to a licensed Agent Free of Charge.
We are a different kind of insurance agency. We help you find answers.

800–347–5373

Monday – Friday 9am – 7pm Pacific

800-238-4654

Monday – Friday 9am – 7pm Eastern

You guys make my business run worry free.

Alex Rodriguez

CEO, Diversity Consulting Group