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Workers Comp, Liability, E&O Insurance for Staffing & Employment Placement Agencies 










Three Key Coverages Every Staffing and Temp Agency Should Carry

By nature, staffing and temp agencies have inherent liability risks. Because a staffing agency works with both employers and employees, they carry obligations to both. Having the right coverage will protect your agency from financial hardship. Below are some of the key coverage types every staffing agency should carry.

Workers Compensation

Workers compensation for staffing and temp agencies pays employees for medical expenses and lost wages if they are injured on the job. Most states have a minimum requirement of workers compensation coverage for staffing agencies. However, states have varying laws. Your temp employees could be considered an employee of your agency and not the company they have been placed in. Talk to an experienced agent to make sure you meet your state’s requirements.

General Liability Insurance

General liability insurance often referred to as liability or GL, is usually carried by any business. It protects your agency from a wide range of potential hazards you may run into while running a business. Liability insurance will cover injuries to third parties, damage to property, and issues from advertising. General liability compensates the third party, as well as help, pay your out of pocket legal fees in the case of a lawsuit.

Errors and Omissions

E&O Insurance, also known as Professional Liability Insurance, protects your business in cases of negligence or if mistakes are made while conducting your business operations. For example, staffing agencies can mistakenly place someone who doesn’t have the right skill set for a specific job, the employee didn’t follow regulations, or they failed to meet the contract conditions. Temp and Staffing agencies should make sure they have the right type of E&O coverage for their business.

Insurance For Staffing Companies

Staffing and Employment Agencies have a particular set of liabilities and insurance needs that other industries do not have. To protect your company from these particular risks, it is important to have the right insurance coverage to protect your financial resources. Insurance Guys will work with you to tailor an insurance plan to meet your company’s requirements and budgetary restrictions. We work a wide range of business classes which helps to know the insurance needs of your staffing company.

Available Coverages

✔ Workers Compensation

✔ Payroll Management

✔ Employment Practices Liability Insurance

✔ General Liability

✔ Professional Liability

✔ Surety Bonds

✔ Commercial Auto

We Work With More Than 60 Insurance Carriers Including:
Have Any Questions or Need Advice? Talk to a licensed Agent Free of Charge.
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The Key to Affordable Staffing Company/Agency Insurance

We represent dozens of insurance companies with trustworthy brands you know. Our Licensed and accredited agents will guide you to a Staffing Company/Agency Insurance Policy that fits your needs. We will show you your local tailored options without bias. All you have to do is sit back and enjoy the savings.

How Do We Provide the Best Staffing Company/Agency Insurance Prices?

It’s actually quite simple. Our agents are “Non-Captive” which means that, unlike other agents who can only offer policies form one company, we can get you quotes and policies from multiple carriers and multiple insurance companies. That is how we can vow to keep your best interest in mind!