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Errors and Omissions Insurance

Professional Liability

Malpractice Insurance

Errors and Omissions Insurance, Professional Liability Insurance, Malpractice Insurance – it goes by many names. This is insurance that provides coverage for liability resulting from errors or omissions in the performance of professional duties. Applicable, as a general rule, to professional business activities such as banking, accounting, law, insurance and real estate, and other consulting vocations.  Errors & Omissions insurance covers those areas of business where general liability coverage does not. Errors and Omissions covers an individual, or company, in the event of unintentional mistakes.

E&O Insurance, as it is often called, covers damages arising out of the insured’s negligence, mistakes, or failure to take appropriate action in the performance of business or professional duties.

You are accountable for the real or “PERCEIVED” loss as a result of the advice you give your clients. Your professional, as well as personal, assets are at stake every time you give a client professional advice. Without proper coverage, an errors and omissions claim could cost you a lifetime of work.

Why You Need Errors And Omissions Insurance

Many professionals purchase Professional Liability coverage simply to fulfill a contract requirement, but real-world risks exist which can threaten the very existence of a business.

Your clients can sue you for negligence in providing professional services, regardless of fault. Even frivolous lawsuits can incur significant defense costs. How much can you afford to pay to defend the good name of your business? Ten thousand dollars? One hundred thousand dollars?

Professionals are being held to a higher standard of care than ever before.

General Liability policies exclude professional services.

Errors and Omissions Insurance is the best way to protect your company.

Insurance Guys is an independent broker, we access dozens of markets for your company, with some of the best rates available on errors and omissions insurance.  We will search the marketplace, so you don’t have to.

Call us at 800-238-4654 today to learn more about this important coverage

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