We do bonds Right
Are you looking for the right bonds to keep your company compliant with federal, state, and local laws? Or do you already have proper bonding, but are looking for a more affordable option?
Regardless of what you are looking for Insurance Guys can find you the right Surety Bond you need to keep business rolling.
Insurance Guys are an independent insurance agency. This allows our agents to shop multiple carriers to find you the best bonds at an affordable price. With Insurance Guys you get fast and accurate response every time!
Why Do I Need A Surety Bond?
These Types of bonds, unlike Fidelity Bonds, are a way of ensuring that you can keep your promises. if your a contractor and you are being considered for a million dollar construction project the stakes are high and the and the hiring party may want to know that you can cover some of the damages if you cannot complete the project or decide not to complete the project or simply don’t do a competent job. In other words they want to make sure that you have something to lose assets of value certain amount of funds in the bank properties etc.
State that We Insure
- New Jersey
- New York
- North Carolina
- West Virginia
Sample of Bonds Types
License & Permit Bonds
License and Permit bonds are mostly required from individuals and corporations who wish to engage in businesses that involve public service and protection to ensure compliance with laws, ordinances and regulations. Some examples of public services include building or repairing a sewer (which involves the health and safety of the public). License bonds may also be issued to businesses that may be susceptible to unscrupulous practices like loan service providers or dealers of motor vehicles (who may be left with unpaid debts).
A Performance Bond was created to make sure that you, the contractor, completes the project to the specifications of the project. If you are not able to complete the project, the project owner will not face any financial loss. The federal Miller Act requires that you have bonds for contracts that are over $100,000 and some state and local governments require performance bond for contracts over $2,000.
A Bid Bond helps to make sure that you company is technically able and financially able to complete the project at the bid price. A bid bond lets the project owner know that you have the financial stability to accept that job you are bidding on.
A License Bond ensures that you company is operating under the laws and regulations set by local, state, and federal governments. They help to protect consumers from businesses operating outside the law. A license bond lets your clients know that you are stable and went though the proper steps to do the project the correct way.
A Payment Bond ensures that when the project is over that you are able to pay the sub-contractors, employees, suppliers, and other creditors that have helped you on the project.way.
How Does A Surety Bond Work?
is usually the provider of the action or service which can be anyone – an individual, partnership or corporation. He is required to post a surety bond which ensures that he will perform what is expected of him.
is the one to whom the guarantee is for. He’s the one asking for the performance of an action or service. He’s the one who has hired the services of the Principal, but needs the guarantee to ensure that the job will be accomplished or fulfilled. If the Principal fails to deliver what has been promised, the Obligee can collect his bond from the Surety.
is the one that provides the guarantee when the Principal fails to provide what is required from his obligation to the client or the obligee. The surety will do a background check and evaluation on the principal to make sure that he is qualified to be bonded. If he passes the test, then the surety issues the bond.
Get Quotes From These Insurance Carriers And More (over 30 Available)
- Surety / Miscellaneous
- Bonded Title
- Certificate of Title Surety Bond
- Motor Vehicle Ownership Surety Bond
- Cost bonds
- Indemnity to sheriff bonds
- Plaintiff’s bonds
- Attachment bonds
- Replevin bondsd
License & Permit Bonds
- Blanket Performance Bond
- Individual Performance Bond
- Public Adjuster Bond
- Athlete Agent Surety Bond
- Bid Bonds
- Performance Bonds
- Payment or Labor and Material Bonds
- Maintenance Bonds
- Building Bonds
Have Any Questions or Need Advice?
Talk to a licensed Agent Free of Charge.
Well answer any questions whether or not your looking to get covered or just curious.
Monday – Friday 9am – 7pm Pacific
Monday – Friday 9am – 7pm Eastern
We carry the essentials such as Liability and Auto-body Damage, and more needs specific selections like Any Auto, Un-Owned Vehicle, Drive Other Car among many others. We can also alter your coverage terms to represent seasonal shifts to maintain lower rates and premiums and you coverage sustained.
We Will Provide You With…
Fast Certificate of Insurance
Discounts for Safety Programs
Discounts for Drug Free Workplace
Zero Deposit Premium Available
Multiple Quotes in Minutes
Savings Around 40%
1 million in coverage
And Rates as Under $500
We Will Get You A Workers Comp Quote Even If…
You Have High X-Mod
You Have Multi-State Operations
You Are New to Business
Your Coverage Has Been Cancelled
You Have a Lapse in Coverage
You Have Poor Claims History
Fill Out Simple Surety Bond Form
Provide us with some basic information about the type of Surety Bond you need your name, email, phone number and state.
Get Your Professional Advisor
A licensed Agent will get back with you as soon as possible to help you with your Surety Bond.
Find The Ultimate Rate
We will compare rates and help you get the best workers compensation policy at the right price for you.
“We vow to keep your best interest in mind & get you the best Surety Bond deal!”
The Key to affordable Surety Bond
We represent dozens of insurance companies with trustworthy brands you know. Our Licensed and accredited agents will guide you to the Personal Business Policy for your needs. We will show you your local tailored options without bias. All you have to do is sit back and enjoy the savings.
How Do We provide the best Surety Bond Prices?
It’s actually quite simple. our agents are “Non Captive” which means that unlike other agents that will only insurance for one company, we can get you a policy from multiple carries and insurance companies. That is why we vow to keep your best interest in mind!