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FREE Professional Surety Bonds Quotes & Estimates

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We Do Bonds Right!

Are you looking for the right bonds to keep your company compliant with federal, state, and local laws?
Or do you already have proper bonding, but are looking for a more affordable option? 

 

Regardless of what you are looking for Insurance Guys can find you the right Surety Bond you need to keep business rolling. Insurance Guys are an independent insurance agency.

 

This allows our agents to shop multiple carriers to find you the best bonds at an affordable price.
With Insurance Guys you get a fast and accurate response every time!

Types of Bonds Available

✔ Fidelity Bond 

✔ Bonded Title 

✔ Performance Bond

✔ Bid Bond

✔ Cat Bonds

✔  Payment Bond

✔ Indemnity Bond

✔ Title Bond

✔ Fiduciary Bond

✔ Contract Bond

✔ License Bond

✔ Custom Bond

✔ Public Official Bond

✔ Financial Institution Bond

✔ License and Permit Bond 

✔ Permit Bond

✔ Alcohol Bond

✔ Liquor Bond

✔ Blanket Fidelity Bond

✔ Blanket Position Bond

✔ Proposal Bond

✔ On Demand Bond

✔ Position Bond

✔ Welfare Bond

✔ Cat Bond Lite

✔ Sale Bond

✔ Schedule Bond

✔ Pension Plan Bond

Popular Types of Bonds

 

 

License & Permit Bonds

License and Permit bonds are mostly required from individuals and corporations who wish to engage in businesses that involve public service and protection to ensure compliance with laws, ordinances, and regulations. Some examples of public services include building or repairing a sewer (which involves the health and safety of the public). License bonds may also be issued to businesses that may be susceptible to unscrupulous practices like loan service providers or dealers of motor vehicles (who may be left with unpaid debts).

 

Performance Bond

A Performance Bond was created to make sure that you, the contractor, complete the project to the specifications of the project. If you are not able to complete the project, the project owner will not face any financial loss. The Federal Miller Act requires that you have bonds for contracts that are over $100,000 and some state and local governments require a performance bond for contracts over $2,000.

 

Bid Bond

A Bid Bond helps to make sure that your company is technically able and financially able to complete the project at the bid price. A bid bond lets the project owner know that you have the financial stability to accept that job you are bidding on.

 

License Bond

A License Bond ensures that your company is operating under the laws and regulations set by local, state, and federal governments. They help to protect consumers from businesses operating outside the law. A license bond lets your clients know that you are stable and went through the proper steps to do the project the correct way.

 

Payment Bond

A Payment Bond ensures that when the project is over that you are able to pay the sub-contractors, employees, suppliers, and other creditors that have helped you on the project.

How Does A Surety Bond Work?

 

Surety bonds often involve three parties

 

The Principal

The Principle is usually the provider of the action or service which can be anyone – an individual, partnership or corporation. He is required to post a surety bond which ensures that he will perform what is expected of him.

 

The Obligee

The Obligee is the one to whom the guarantee is for. He’s the one asking for the performance of an action or service. He’s the one who has hired the services of the Principal but needs the guarantee to ensure that the job will be accomplished or fulfilled. If the Principal fails to deliver what has been promised, the Obligee can collect his bond from the Surety.

 

The Surety

The Surety is the one that provides the guarantee when the Principal fails to provide what is required from his obligation to the client or the obligee. The surety will do a background check and evaluation on the principal to make sure that he is qualified to be bonded. If he passes the test, then the surety issues the bond.

We Work With More Than 60 Insurance Carriers Including:
Have Any Questions or Need Advice? Talk to a licensed Agent Free of Charge.
We are a different kind of insurance agency. We help you find answers.

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The Key to Affordable Bonds

We represent dozens of insurance companies with trustworthy brands you know. Our Licensed and accredited agents will guide you to a Bond that fits your needs. We will show you your local tailored options without bias. All you have to do is sit back and enjoy the savings.

How Do We Provide the Best Bond Prices?

It’s actually quite simple. Our agents are “Non-Captive” which means that, unlike other agents who can only offer policies form one company, we can get you quotes and policies from multiple carriers and multiple insurance companies. That is how we can vow to keep your best interest in mind!