What Is Home Owners Insurance?
Homeowners insurance may cover losses to covered property caused by
Weather Storms: fire, wind, hail, lightning, freezing, weight of ice, snow or sleet
Non-weather: Theft, vandalism, riots, aircraft, and vehicles
Sudden/accidental: Water from plumbing, tearing/bulging of heating or cooling systems, artificially generated electrical current
Do I Need Home Owners Insurance?
Your home is where you hang your hat, where your family sleeps, and where you keep your valuable and meaningful belongings. When it comes to protecting your investments, there are few things more important than Insuring your home.
We live in a digital age of email, social media, and online banking. That’s why Farmers offers optional, cutting-edge Identity Management Services to cover our customers and their identities out there.
Contents Replacement Cost
With a typical homeowners policy, after a loss you would be reimbursed based on your items’ depreciated value (its original value minus depreciation for time, wear, damage, etc.), but with Contents Replacement Cost coverage, the value of any damaged or destroyed item is based on the cost of a new one with similar features.
With the Eco-Rebuild option, in the event of a covered loss, you can receive up to $25,000 for extra costs to rebuild, repair, or replace with green contents and materials.
Trees and Shrubs
If your trees, plants, shrubs, or lawn are damaged due to a covered loss, your Farmers policy will pay up to $750 per item, up to a maximum of 5% of your dwelling coverage.
States That We Insure
✔ Alabama ✔ Arizona ✔ California ✔ Colorado ✔ Florida ✔ Georgia ✔ Illinois ✔ Indiana
✔ Kentucky ✔ Louisiana ✔ Mississippi ✔ Nevada ✔ New Jersey ✔ New York ✔ North Carolina
✔ Pennsylvania ✔ Tennessee ✔ Texas ✔ Utah ✔ Virginia ✔ West Virginia
We Work With More Than 60 Insurance Carriers Including:
Have Any Questions or Need Advice? Talk to a licensed Agent Free of Charge.
We are a different kind of insurance agency. We help you find answers.
The Key to Affordable Homeowners Insurance
We represent dozens of insurance companies with trustworthy brands you know. Our Licensed and accredited agents will guide you to a Homeowners Insurance Policy that fits your needs. We will show you your local tailored options without bias. All you have to do is sit back and enjoy the savings.
How Do We Provide the Best Homeowners Insurance Prices?
It’s actually quite simple. Our agents are “Non-Captive” which means that, unlike other agents who can only offer policies form one company, we can get you quotes and policies from multiple carriers and multiple insurance companies. That is how we can vow to keep your best interest in mind!