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FREE Owner Controlled Insurance Program OCIP Quotes

Wrap-Ups, Builders Risks, Commercial General Liability (CGL), Workers Compensation & Umbrella Liability for Contractors, Sub-Contractors & Construction Companies.

Who Needs Owner Controlled Insurance Programs (OCIP)?

If your a property owner getting construction or renovation done to your property, especially if for large time-sensitive projects where there will be multiple groups and subcontractors, then you should consider OCIP?

Common OCIP Coverages

✔ Builder’s Risk

✔ Commercial General Liability (CGL)

✔ Workers Compensation (WC)

✔ Umbrella Liability/Excess Insurance


✔ Employers Liability

✔ Inland Marine

✔ Contractor Default Insurance

✔ Contractors Pollution Liability (CPL)

Commercial General Liability

This is a standard policy issued to a business to protect them from primarily liability claims of property damage & bodily harm.

Excess & Umbrella Liability

This Gives excess liability coverage beyond your general liability limits. a typical GL policy may only cover up to 1 million your umbrella policy might cover 9 million or more. However, it only kicks in after the main policy is exhausted.

Inland Marine

This is property insurance for property that is not stationary, typically construction tools and equipment, from one location to another. However, these can be more limited in the case of OCIP where the transportation is not covered only the proper while on project site.

Contractors Pollution Liability (CPL)

This protects contractors from claims or lawsuits for damages and cleans up as a result of pollution conditions as a result of work or operations done by or subcontracted out.

Workers Compensation

This Protects the Employer/business and employee. The employee gets partial or complete coverage of medical bills from injury and a portion of lost wages. the employee gets protection against lawsuits against them from employees.

Employers Liability

Employers liability, while similar to workers compensation, however, this protects the employer from negligence on the employer’s behalf in case of a lawsuit or legal litigation from employee or worker.

Contractor Default Insurance

This is an alternative to a performance bond. it covers construction management losses due to subcontractors defaulting. Common situations covered inability to the Complete scope of work and Defective or nonconforming work.

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The Key to Affordable OCIP Insurance

We represent dozens of insurance companies with trustworthy brands you know. Our Licensed and accredited agents will guide you to an OCIP Insurance Policy that fits your needs. We will show you your local tailored options without bias. All you have to do is sit back and enjoy the savings.

How Do We Provide the Best OCIP Insurance Prices?

It’s actually quite simple. Our agents are “Non-Captive” which means that, unlike other agents who can only offer policies form one company, we can get you quotes and policies from multiple carriers and multiple insurance companies. That is how we can vow to keep your best interest in mind!