Free Homeowners Insurance Quotes
Get Affordable Homeowners Insurance & Property Insurance In A Few Easy Steps
What Is Homeowners Insurance?
Homeowners insurance may cover losses to covered property caused by:
Weather: Storms, fire, wind, hail, lightning, freezing, weight of ice, snow or sleet
Non-weather: Theft, vandalism, riots, aircraft and vehicles
Sudden/accidental: Water from plumbing, tearing/bulging of heating or cooling systems, artificially generated electrical current
Do I Need Homeowners Insurance?
Your home is where you hang your hat, where your family sleeps, and where you keep your valuable and meaningful belongings. When it comes to protecting your investments, there are few things more important than insuring your home.
Get Quotes From These Insurance Carriers And More (over 30 Available)
We live in a digital age of email, social media, and online banking. That’s why Farmers offers optional, cutting edge Identity Management Services to cover our customers and their identities out there.
Contents replacement cost
With a typical homeowners policy, after a loss you would be reimbursed based on your items’ depreciated value (its original value minus depreciation for time, wear, damage, etc.), but with Contents Replacement Cost coverage, the value of any damaged or destroyed item is based on the cost of a new one with similar features.
With the Eco-Rebuild option, in the event of a covered loss, you can receive up to $25,000 for extra costs to rebuild, repair, or replace with green contents and materials.
Trees and shrubs
If your trees, plants, shrubs, or lawn are damaged due to a covered loss, your Farmers policy will pay up to $750 per item, up to a maximum of 5% of your dwelling coverage.
State that We Insure
- New Jersey
- New York
- North Carolina
- West Virginia
Homeowners Insurance Cost
Multiple factors influence the cost of your Homeowners insurance. These typically include:
- Value of Your Home
- Value of unique or expensive items
- value of your liability coverage
- value of you personal propety
Have Any Questions or Need Advice?
Talk to a licensed Agent Free of Charge.
Well answer any questions whether or not your looking to get covered or just curious.
Monday – Friday 9am – 7pm Pacific
Monday – Friday 9am – 7pm Eastern
We carry the essentials such as Liability and Auto-body Damage, and more needs specific selections like Any Auto, Un-Owned Vehicle, Drive Other Car among many others. We can also alter your coverage terms to represent seasonal shifts to maintain lower rates and premiums and you coverage sustained.
We Will Provide You With…
Fast Certificate of Insurance
Discounts for Safety Programs
Discounts for Drug Free Workplace
Zero Deposit Premium Available
Multiple Quotes in Minutes
Savings Around 40%
1 million in coverage
And Rates as Under $500
We Will Get You A Workers Comp Quote Even If…
You Have High X-Mod
You Have Multi-State Operations
You Are New to Business
Your Coverage Has Been Cancelled
You Have a Lapse in Coverage
You Have Poor Claims History
Fill Out Simple Homeowners Insurance Form
Provide us with some basic information about the type of Homeowners Insurance you need, your name, email, phone number and state.
Get Your Professional Advisor
A licensed Agent will get back with you as soon as possible to help you with your Homeowners Insurance.
Find The Ultimate Rate
We will compare rates and help you get the best workers compensation policy at the right price for you.
“We vow to keep your best interest in mind & get you the best Homeowners Insurance deal!”
The Key to affordable Homeowners Policies
We represent dozens of insurance companies with trustworthy brands you know. Our Licensed and accredited agents will guide you to the Personal Business Policy for your needs. We will show you your local tailored options without bias. All you have to do is sit back and enjoy the savings.
How Do We provide the best Homeowners Insurance Prices?
It’s actually quite simple. our agents are “Non Captive” which means that unlike other agents that will only insurance for one company, we can get you a policy from multiple carries and insurance companies. That is why we vow to keep your best interest in mind!