Free Employment Practices Liability Insurance EPLI Quotes
Get Management Liability Package Policies with Directors & Officers (D&O), Fiduciary Liability, & Employment Practices liability (EPL) Coverage.
What is Employment Practices Liability Insurance?
Employment Practices Liability Insurance, often refereed to as EPLI , covers wrongful acts in the employment process. Common claims covered are: retaliation, wrongful termination, sexual harassment, and discrimination. These policies are often packaged with Directors and offices D&O liability insurance, Errors and Omissions, Fiduciary Liability & Management Liability.
Who Needs Employment Practices Liability Insurance?
This Coverage applies to the majority of companies & businesses. As soon as you interview a possible employee, you could be at risk. Just by choosing not to hire a prospective employee could lead to a possible discrimination lawsuit. Perhaps youve hired someone and decide to let them go due to attendance you could be accused of “wrongful termination”. It can be difficult to run an work environment free of harassment when the definition is highly subjective.
Common Employment Practices Liability Coverages
- Management Liability Insurance
- Special Crime Insurance
- Directors and Officers Insurance
- Errors and Omissions Insurance
- Fiduciary Liability Insurance
- Employers Liability Coverage
State that We Insure
- New Jersey
- New York
- North Carolina
- West Virginia
Directors and Officers (D&O) Liability Insurance
A type of liability insurance covering directors and officers for claims made against them while serving on a board of directors and/or as an officer. D&O is typically written on a claims-made basis, and usually contain no explicit duty to defend the insureds (when covering for-profit businesses),
The responsibility on trustees, employers, fiduciaries, professional administrators, and the plan itself with respect to errors and omissions (E&O) in the administration of employee benefit programs as imposed by the Employee Retirement Income Security Act (ERISA).
Excess & Umbrella Liability
This Gives excess liability coverage beyond your general liability limits. a typical GL policy may only cover up to 1 million your umbrella policy might cover 9 million or more. however it only kicks in after main policy is exhausted
Errors and Omissions (E&O) Insurance
An insurance form that protects the insured against liability for committing an error or omission in performance of professional duties. Generally, such policies are designed to cover financial losses rather than liability for bodily injury (BI) and property damage (PD).
Management Liability Insurance
insurance that covers exposures faced by directors, officers, managers, and business entities that arise from governance, finance, benefits, and management activities (also called “executive liability insurance”).
Special Crime Insurance
A type of insurance that covers losses arising from the kidnap and holding for ransom of a corporate employee or from the threat to do harm to a person or to certain property if a ransom is not paid. Accordingly, special crime policies are also termed “kidnap, ransom, and extortion” insurance.
Get Quotes From These Insurance Carriers And More (over 30 Available)
Employment Practice Insurance Cost
Multiple factors influence the cost of your EPL insurance. These typically include:
- Size of Company
- Financial Value of company
- Primary Industry
- Rate of Turnover (hiring / Firing)
- Claim History
Have Any Questions or Need Advice?
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Well answer any questions whether or not your looking to get covered or just curious.
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We carry the essentials such as Liability and Auto-body Damage, and more needs specific selections like Any Auto, Un-Owned Vehicle, Drive Other Car among many others. We can also alter your coverage terms to represent seasonal shifts to maintain lower rates and premiums and you coverage sustained.
We Will Provide You With…
Fast Certificate of Insurance
Discounts for Safety Programs
Discounts for Drug Free Workplace
Zero Deposit Premium Available
Multiple Quotes in Minutes
Savings Around 40%
1 million in coverage
And Rates as Under $500
We Will Get You A Workers Comp Quote Even If…
You Have High X-Mod
You Have Multi-State Operations
You Are New to Business
Your Coverage Has Been Cancelled
You Have a Lapse in Coverage
You Have Poor Claims History
Fill Out Simple EPLI Insurance Form
Provide us with some basic information about the type of Employment Practices Liability insurance you need your name, email, phone number and state.
Get Your Professional Advisor
A licensed Agent will get back with you as soon as possible to help you with your Employment Practices Liability Insurance.
Find The Ultimate Rate
We will compare rates and help you get the best workers compensation policy at the right price for you.
“We vow to keep your best interest in mind & get you the best Employment Practices Liability Insurance deal!”
The Key to affordable Employment Practices Liability Policies
We represent dozens of insurance companies with trustworthy brands you know. Our Licensed and accredited agents will guide you to the Personal Business Policy for your needs. We will show you your local tailored options without bias. All you have to do is sit back and enjoy the savings.
How Do We provide the best EPLI Insurance Prices?
It’s actually quite simple. our agents are “Non Captive” which means that unlike other agents that will only insurance for one company, we can get you a policy from multiple carries and insurance companies. That is why we vow to keep your best interest in mind!