Free Builders Risk Insurance Quotes

Get Builders Risk & Course of Construction under Inland Marine Insurance Policies for  Contractors, Sub-Contractors & Construction Companies

What is Builders Risk?

Builders Risks, often refereed to as Course of Construction , unlike many other insurance terms is pretty much what it appears to be. These Policies provide coverage for buildings during construction. it covers either the current value or the estimated completed value of the property. Occasionally, Builders Risks is, is written as a Property Insurance. However, it is usually considered a form of Inland Marine.

Who Needs Builders Risks or Course of Construction Insurance?

If you or you company are doing construction or renovation via contract on a collaborative project, especially if  for large time sensitive projects where there will be multiple groups and subcontractors, then you should consider a Builders Risk or Course of Construction Insurance Policy.

Common Builders Risk & Course of Construction Coverages

  • Builder’s Risk
  • Commercial General Liability (CGL)
  • Workers Compensation (WC)
  • Umbrella Liability /Excess Insurance
  • Employers Liability
  • Inland Marine
  • Contractor Default Insurance
  • Contractors Pollution Liability (CPL)

State that We Insure

  • Alabama
  • Arizona
  • California
  • Colorado
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Kentucky
  • Louisiana
  • Mississippi
  • Nevada
  • New Jersey
  • New York
  • North Carolina
  • Pennsylvania
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • West Virginia

Contractor’s equipment

Safeguards machinery and tools at job sites, your storage yard, and points in between

Commercial General Liability

This is a standard policy issued to a business to protect them from primarily liability claims of property damage & bodily harm

Excess & Umbrella Liability

This Gives excess liability coverage beyond your general liability limits. a typical GL policy may only cover up to 1 million  your umbrella policy might cover 9 million or more. however it only kicks in after main policy is exhausted

Inland Marine

This is property insurance for property that is not stationary , typically construction tools and equipment, from one location to another. However, these can be more limited in the case of CCIP where the transportation is not covered only the proper while on project site.

Contractors Pollution Liability (CPL)

This protects contractors from claims or lawsuits  for damages and clean up as a result of pollution conditions as a result from work or operations done by or subcontracted out

Workers Compensation

This Protects the Employer / business and employee. The employee gets partial or complete coverage of medical bills from injury and a portion of loss wages. teh employee gets protection against lawsuits  against them from employees

Employers Liability

Employers liability, while similar to workers compensation  however, this protects the employer from negligence on the employers behalf in case of lawsuit or legal litigation from employee or worker

Contractor Default Insurance

This is a alternative for a performance bond. it covers construction management losses due to subcontractors defaulting. common situations covered inability to Complete scope of work and Defective or nonconforming work.

Get Quotes From These Insurance Carriers And More (over 30 Available)
AIG InsuranceAllstate Insurance Progressive InsuranceThe Hartford InsuranceNational General InsuranceInfinity InsuranceCentury National InsuranceSureTec Insurance

Builders Risk insurance cost

Multiple factors influence the cost of your Builders Risk. These typically include:

  • Size of Project
  • Duration of Project
  • Number of Contractors / Subcontractors
  • Number of Stake Holders
  • Limits & Excess Limits
  • Number of Add On
Have Any Questions or Need Advice?
Talk to a licensed Agent Free of Charge.
Well answer any questions whether or not your looking to get covered or just curious.


Monday – Friday 9am – 7pm Pacific


Monday – Friday 9am – 7pm Eastern

We carry the essentials such as Liability and Auto-body Damage, and more needs specific selections like Any Auto, Un-Owned Vehicle, Drive Other Car among many others. We can also alter your coverage terms to represent seasonal shifts to maintain lower rates and premiums and you coverage sustained.

We Will Provide You With…
  • Fast Certificate of Insurance
  • Discounts for Safety Programs
  • Discounts for Drug Free Workplace
  • Zero Deposit Premium Available
  • Multiple Quotes in Minutes
  • Savings Around 40%
  • 1 million in coverage
  • And Rates as Under $500
We Will Get You A Workers Comp Quote Even If…
  • You Have High X-Mod
  • You Have Multi-State Operations
  • You Are New to Business
  • Your Coverage Has Been Cancelled
  • You Have a Lapse in Coverage
  • You Have Poor Claims History
Fill Out Simple Builders Risk Insurance Form

Provide us with some basic information about the type of Builders Risk insurance you need your name, email, phone number and state.

Get Your Professional Advisor

A licensed Agent will get back with you as soon as possible to help you with your Builders Risk insurance.

Find The Ultimate Rate

We will compare rates and help you get the best workers compensation policy at the right price for you.

“We vow to keep your best interest in mind & get you the best Builders Risk Insurance deal!”

The Key to affordable Builders Risk Insurance

We represent dozens of insurance companies with trustworthy brands you know. Our Licensed and accredited agents will guide you to the Personal Business Policy for your needs. We will show you your local tailored options without bias. All you have to do is sit back and enjoy the savings.

How Do We provide the best Builders Risk Insurance Prices?

It’s actually quite simple. our agents are “Non Captive” which means that unlike other agents that will only insurance for one company, we can get you a policy from multiple carries and insurance companies. That is why we vow to keep your best interest in mind!